• Assistant Manager, Credit Initiation Jobs in Malaysia - 982160

    Standard Chartered Bank
  • 4 - 6 Years
  • Malaysia - Kuala Lumpur - Equatorial Plaza
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  • Posted above 1 month
  • Job Views: 14
  • Job Applicants: Less than 10

Job Description

Job Purpose
To ensure quality of credit underwriting within parameters under respective Product Development Document (PDD) and under Group and local credit policy and business strategy, and that reporting of information relating to this portfolio is timely and accurateTo instil strong credit culture by setting highest standards and demanding these are maintained by all business partners within Retail Banking
Job Responsibilities
Evaluate and approve new applications/increase in limits/annual reviews/facility conversions and other common requests submitted through various channels ie Branches, dedicated and direct sales channelsWorking with product/marketing/sales/IS/Credit Operations on new programs/products/systems to ensure smooth implementationEnsure that the department’s Service Quality and Key Control Standards are complied withTo be keenly aware of current economic environment, market trends and relevant intelligence to assist risk management by providing feedback in the formalizing of internal guidelinesTo rigorously maintain the quality of underwriting and undertake fraud detection and reportingSupport viable system implementation to minimize credit risk and fraud applicationsEnsure compliance with the Group’s standards and regulatory requirements pertaining to Money Laundering and KYCParticipate in and/or support the Bank’s effort in combating money- laundering activitiesExercise due care and diligence on matters related to Money Laundering and KYC in the day to day operations including account reviews, reporting suspicions, implementing new requirements, updating and revising operating procedures, acquire relevant knowledge and training, provide support to superior and subordinatesStaff Loan Data Confidentiality – Ensure information on staff loans are kept confidential Pay records of employees must not be disclosed to any other person and should be kept confidential at all times during and after your employment in the Bank
Other Duties
Ad hoc reporting and other duties assigned by Head, Credit Initiation from time to timeCo-supervision and training of new/existing staff on new products and guidelines under the purview of credit evaluationActively engage the teams in regular discussions to drive operational efficiency and knowledge sharingMaintain an open channel of communication with other stakeholders particularly sales channels, product/ process, policy/risk and operations teams to address any issues

Our Ideal Candidate
Bachelor Degree in Banking/Business administration or equivalentPossess 3-5 years of working experience in credit underwriting and credit assessment with good knowledge in credit policyPreferable candidate with SME/Business Banking or residential mortgage knowledge

Profile Summary

Type:Company Job

Role:Senior Executive

Industry:Banking/Financial Services

Salary:MYR 4,000 - 5,800

Deadline:14th Jan 2020

Company Profile

Standard Chartered PLC is a leading international bank, listed on the London, Hong Kong and Mumbai stock exchanges. It has operated for over 150 years in some of the world's most dynamic markets and earns more than 90 per cent of its income and profits in Asia, Africa and the Middle East. This geographic focus and commitment to developing deep relationships with clients and customers has driven the Bank’s growth in recent years.
With offices in 71 markets, Standard Chartered offers exciting and challenging international career opportunities for around 87,000 staff. It is committed to building a sustainable business over the long term and is trusted worldwide for upholding high standards of corporate governance, social responsibility, environmental protection and employee diversity. The Bank’s heritage and values are expressed in its brand promise, Here for good.
For more information on Standard Chartered, please visit http://www.standardchartered.com.

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