• Credit Risk Analyst (Consumer / Retail), Grab Financial Services Asia (MY) Jobs in Malaysia - 978005

    Grab
  • 3 - 5 Years
  • Malaysia - Selangor
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  • Posted above 1 month
  • Job Views: 19
  • Job Applicants: Less than 10

Job Description

Get to know our Team

Grab’s lending business (GFSA – Grab Financial Services Asia) is a recent addition to Grab that focuses on extension of micro credit to the under-served community with respect to financial services GFSA team is a combination of strong talent pool in its Regional Hub (Singapore) and deep local market operators across its focus markets We are incredibly excited about the opportunity ahead of us We are looking to put together the best possible combination of business build drive, industry expertise and local market depth as part of our team GFSA team is responsible for end-to-end conceptualization, design, development, execution and ongoing management of all lending activities in its focus markets and segments

The Country Credit team is responsible for setting up and executing the credit risk management policies and procedures while working closely with the Country Head, and Regional Credit Risk team to assist in shaping the use of data and technology in risk management methodologies The individual joining the Country Credit team will have the unique opportunity to rapidly grow professionally as the team embarks on this new journey across all aspects of the credit risk

Get to know the Role

Assist in development and implementation of data collection, data analytics and other strategies to analyze statistical efficiency and guide decision-makingHandle credit operations required of approving credit applicationsUnderwrite financing applications using alternative dataAnalyze data using an out-of-the-box lens from within and outside the Grab eco-system that would assist in making credit decisionsEstablish credit model, uncover insights and identify targeted areas for improvementsWork with business development, data analytics, collections and finance teams to calibrate country credit policy and enable dynamic prioritization of credit businessMonitor credit performance to identify underwriting weaknesses for pivoting to new and innovative credit underwriting methods for business growthAssist in designing and implementation of reports and performance measurement dashboardsManage portfolio monitoring / portfolio analytic

The must haves

A Bachelor’s degree, preferably in Statistics, Mathematics, Economics, Finance, Risk Management, or relevant backgroundMinimum 2+ years relevant work experience in credit policy, credit analytics or credit underwriting roleStrong analytical skills with the ability to collect, organize and analyze significant amount of information with attention to detail and accuracyAdept at queries, report writing and presenting findingsSelf-motivated and independent learner who is willing to share knowledge with the teamDetail-oriented and efficient time manager who thrives in a dynamic and dynamic working environmentTechnical expertise regarding data models, data mining and segmentation techniquesAbility to conceptualize and execute credit scoring using non-conventional alternative data

Good to have

Foundation in data query/manipulation using SQL and data visualization using tools like TableauProgramming languages like SAS, R, Python, SPSS, Matlab or other tools for statistical analysisMaster's degree in a quantitative field

Profile Summary

Type:Company Job

Role:Junior Executive

Industry:Transportation/Logistics

Salary:Not Disclosed

Deadline:07th Jan 2020

Company Profile

Grab is more than just the leading ride-hailing and mobile payments platform in Southeast Asia. We use data and technology to improve everything from transportation to payments and financial services across a region of more than 620 million people. We work with Working with governments, drivers, passengers, merchants, and the community, to solve critical problems in Southeast Asia.
Grab began as a taxi-hailing app in 2012, but we have since extended our product platform to include GrabCar, GrabShare, GrabBike, GrabHitch, GrabExpress, GrabFood, GrabCoach, GrabShuttle, GrabCycle. We recently launched our fintech platform – GrabFinancial, which consists of payments, lending and insurance. Our latest addition is GrabVentures, an in-house incubation platform. We are focused on pioneering new commuting and payment alternatives for drivers and passengers with an emphasis on convenience, safety, and reliability. Currently, we offer services in 8 countries. Our R&D offices are in Singapore, Seattle, Beijing, Bangalore, Jakarta and Vietnam. We aspire to unlock the true potential of Southeast Asia and look for like-minded individuals to join us on this ride.

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