• Senior Credit Manager Jobs in Malaysia - 906640

    Standard Chartered Bank
  • 12 - 14 Years
  • Malaysia - Kuala Lumpur - Menara Standard Chartered,Jalan Sultan Ismail
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  • Posted 70 days ago
  • Job Views: 20
  • Job Applicants: Less than 10

Job Description

Job Purpose

To ensure quality of credit portfolio is maintained within the parameters specified under the Group & Local Credit Policy and support business strategy to ensure healthy asset growth with acceptable risk return appetite.

The Role Responsibilities
Ensure quality of Business Credit Applications (“BCAs”) meet Group and Local Credit Policy standards, particularly with regards to the completeness and depth of risk analysis.Approving of BCAs falling within own discretion and support of BCAs, which require approval beyond self-credit delegation.Monitoring compliance with Credit Policy and business strategy on at least a quarterly basis and reviewing any divergence from risk appetite of Corporate & Institution (C&I) / commercial banking to ensure credit quality standards are achieved.Undertake customer visit where necessary to ensure credit standards are maintained.Conduct timely self-assessment on compliance within the job scope.Ensure compliance with the Group’s standards and regulatory requirements pertaining to Money Laundering and CDD.Key Customers:Internal Customers – other departments like Product Management, Sales, Transactional Banking, Operations, Credit Risk Control and Legal & Compliance. Interaction with these departments for joint initiatives and key business deliverables.External Customers – bank’s customers for feedback/complaints, regulators/ group office / auditors for reporting/discussion/ feedback, etc.
Key Measurable:
Joint responsibility on loan impairment, delinquency, credit risk cost management performance and risk KPIs.New business booking quality and portfolio growth quality.Robust new business / portfolio monitoring framework and timely intervention strategy.Timely and accurate output / service to support good portfolio growth and optimized risk return decisions.Improve efficiency / reduce wastage to reduce TAT.Pro-active engagement with business for strategy development and execution / feedback.Innovative, cost effective and automated solution / process for risk management initiatives.Adherence to Group policy and process through success on audit / CRR / self-assessment.
Our Ideal Candidate
Bachelor Degree in Banking, Finance or equivalent.Sound knowledge of local regulations pertaining to corporate/commercial credit.Strong credit analytical skills and able to undertake perform task independently.Sound knowledge of lending parameters & credit life cycle.Sound knowledge of corporate or commercial banking products, particularly trade and working capital products.Clearance of CSA / CCC / PCC within 6 months of joining and within 2 attempts.

Apply now to join the Bank for those with big career ambitions.

Profile Summary

Type:Company Job

Role:Senior Manager

Industry:Banking/Financial Services

Salary:MYR 18,000 - 23,000

Deadline:11th Sep 2019

Company Profile

Standard Chartered PLC is a leading international bank, listed on the London, Hong Kong and Mumbai stock exchanges. It has operated for over 150 years in some of the world's most dynamic markets and earns more than 90 per cent of its income and profits in Asia, Africa and the Middle East. This geographic focus and commitment to developing deep relationships with clients and customers has driven the Bank’s growth in recent years.
With offices in 71 markets, Standard Chartered offers exciting and challenging international career opportunities for around 87,000 staff. It is committed to building a sustainable business over the long term and is trusted worldwide for upholding high standards of corporate governance, social responsibility, environmental protection and employee diversity. The Bank’s heritage and values are expressed in its brand promise, Here for good.
For more information on Standard Chartered, please visit http://www.standardchartered.com.

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