Senior Credit Manager, Regional Credit Management - Jobs in Malaysia - 1337071

RHB Banking Group
Job Summary
  • Experience 5-7 Years
  • Job Type
    Full Time
  • Telecommuting
    N/A



Job Description

Key Responsibilities:
Evaluation
  • Independently appraise and evaluate credit applications from Business Banking and ensure that only quality assets are booked
  • Screen customer background, track records and behavior patterns to ensure credit quality stands up to approving authoritys expectations
  • Be conversant with key industry trends and highlight any adverse market information for management attention
  • Improve customer service satisfaction through joint customer visits with lending units for better evaluation of risk issue
Approval within Discretionary Power
  • Approve credit applications within his/her delegated discretionary powers (DP)
  • The DP covers permanent and temporary facilities as well as ad-hoc and administrative requests from lending units including both local and overseas branches/centres
Strategy and Planning
  • Relief other SCMs/CMs in his/her absence and work jointly with SCMs/CMs to ensure service standards on Turnaround Time for credit application processing are consistently met
  • Provide input for review of existing workflows, procedures and processes with a view to improve service quality at reduced cost and increased revenue
  • Undertake special functions as assigned by management to improve credit quality or enhance credit culture within the Banking group
Compliance
  • Ensure compliance with Internal Credit Policy and Procedures, Statutory Guidelines (BNM/GP Guidelines, Exchange Control Regulations, Basel II requirements) and Legal Principles of Lending
Training
  • Conduct visits to Commercial Banking Business Centers to bridge the expectation gap between the relationship managers and approving authorities
Job Requirements;
  • Bachelor Degree in any field, preferably with;
- Credit Skills Assessment (CSA)
- Certified Credit Professional (CCP/CCP-i)
- Omega Programme
  • Minimum 5 years banking experience with 5 years in Credit Evaluation as a credit analyst. Sound knowledge of credit risks (Risk Financial Ratio Analysis)
  • Good Interpersonal, Communication, Analysis and Writing skills
  • Good business and credit sense
  • Strong Team player

Profile Summary

Type : Company job

Role : N/A

Industry : Banking/Financial Services

Salary : N/A

Deadline: 2020-09-15

Company Profile

The RHB Banking Group is the fourth largest fully integrated financial services group in Malaysia. The Group’s core businesses are streamlined into seven main business pillars, namely Group Retail Banking, Group Business & Transaction Banking, Group Wholesale Banking, Singapore Business Operations, Group Shariah Business, Group International Business and Group Insurance. 
 
Group Wholesale Banking comprises Corporate Banking, Investment Banking, Client Coverage, Group Treasury & Global Markets, Asset Management and Private Equity. All the seven business pillars are offered through the Group’s main subsidiaries, RHB Investment Bank Berhad, RHB Islamic Bank Berhad and RHB Insurance Berhad, while its asset management and unit trust businesses are undertaken by RHB Asset Management Sdn. Bhd. and RHB Islamic International Asset Management Berhad.
 
The Group’s regional presence now spans ten countries including Malaysia, Singapore, Indonesia, Thailand, Brunei, Cambodia, Hong Kong, Vietnam, Lao PDR and Myanmar. It is RHB Banking Group’s aspiration to continue to deliver superior customer experience and shareholder value; and to be recognised as a Leading Multinational Financial Services Group.
 


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